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Benefits Highlights

SGA Decisions—Averaging

Did you know that one of the tools a Social Security Claims Representative has when making an SGA decision is the ability to average earnings over a period of work? In order for the averaging to be possible the work must:

*Be before the benefits have been ceased for SGA
*Represent a consistent period of work—same employer, similar earnings
*Be averaged during the same period of SGA guidelines

If the calculation results in average earnings below SGA, the Claims Representative may determine that the person has not performed Substantial Gainful Activity for the period, even if their gross earnings for several months were above the guideline amount. Conversely, if the average is above the SGA guideline, the person may have performed SGA for the entire period, even though some months may have earnings below the SGA guidelines.

For more information:
DI 10505.015 - Determining Average Earnings - 08/04/2000